| |
Publish Date |
Title |
Author |
 | 2017 | Fannie Mae DTI Announcement | |
| 2016 | Credit Invisibles and the Unscored | Kenneth P. Brevoort, Philipp Grimm, and Michelle Kambara |
| July 2015 | The Impact of the Home Valuation Code of Conduct on Appraisal and Mortgage Outcomes | Lei Ding, Leonard Nakamura |
| 2015 | LTV and DTI Limits - Going Granular | Luis I. Jácome and Srobona Mitra |
| 2015 | A New Look at the U.S. Foreclosure Crisis: Panel Data Evidence of Prime and Subprime Borrowers from 1997 to 2012 | Fernando Ferreira and Joseph Gyourko |
| 2014 | Recent Research on Housing Counseling Effectiveness | HUD Coalition of Housing Counseling Intermediaries |
| 2014 | Borrower Protection and the Supply of Credit: Evidence from Foreclosure Laws | Jihad Dagher and Yangfan Sun |
| 2014 | Abandonment and Adverse Possession | Sally Brown Richardson |
| 2013 | Contagion Effects in Strategic Mortgage Defaults | Ryan Goodstein |
| 2013 | Market Value vs. Mortgage Lending Value | Association of German Pfandbrief Banks |
| 2013 | Mortgage Default Option Mispricing and Procyclicality | Andrew Davidson |
| 2013 | Underwriting Standards, Loan Products and Performance: What Have We Learned? | Marsha Courchane, Leonard Kiefer, Peter Zorn |
| 2012 | European Valuation Standards | The European Group of Valuers’ Associations |
| 2012 | FSB Principles for Sound Residential Mortgage Underwriting Practices | Financial Stability Board (FSB) |
| 2012 | Foreclosure Externalities: Some New Evidence | Kristopher Gerardi, Eric Rosenblatt, Paul S. Willen, and Vincent W. Yao |
| 2012 | Summary of Proposed Loan Originator Rules | |
| 2012 | Did the Community Reinvestment Act (CRA) Lead to Risky Lending? | Sumit Agarwal |
| 2012 | Balancing Risk and Access: Underwriting Standards for Qualified Residential Mortgages | Roberto G. Quercia,Lei Ding, and Carolina Reid |
| 2011 | Consumer Ruthlessness and Mortgage Default During the 2007-2009 Housing Bust | Neil Bhutta |
| 2011 | Do LTV and DTI Limits Work? Evidence from Korea | Deniz Igan and Heedon Kang |
| 2011 | Thematic Review on Mortgage Underwriting and Origination Practices | Financial Stability Board (FSB) |
| 2011 | A Model of Mortgage Default | John Y. Campbell, João F. Cocco |
| 2011 | FSB Principles for Sound Residential Mortgage Underwriting Practices | Financial Stability Board (FSB) |
| 2011 | Regulation Z: Truth in Lending (Ability to Pay) | Jennifer J. Johnson |
| 2010 | SAFE Act: Final Rule | John C. Dugan |
| 2010 | Report to Congress on the Root Causes of the Foreclosure Crisis | Christopher E. Herbert |
| 2010 | Recourse and Residential Mortgage Default: Evidence from US States | A. Ghent and M. Kudylak |
| 2010 | The Depth of Negative Equity and Mortgage Default Decisions | Neil Bhutta, Jane Dokko, and Hui Shan |
| 2009 | "Primary Mortgage Market Infrastructure," In Housing Finance Policy in Emerging Markets | Sally Merrill |
| 2009 | Forced Sales and House Prices | John Y. Campbell, Stefano Giglio, and Parag Pathak |
| 2009 | Forbearance in Context – and Some Practical Reminders! | Jackie Bennett |
| 2008 | Credit Scores: Not-So-Magic Numbers | Dean Foust and Aaron Pressman |
| 2008 | Mortgage Brokers in the UK versus the US | Jack M. Guttentag |
| 2008 | Financing Homes: Comparing Regulations in 42 Countries | Mehnaz Safavian |
| 2004 | Credit Reports and Credit Scoring: The US Case | Jack M. Guttentag |
| 2002 | A Servicing System For Borrowers | Jack M. Guttentag |
| 2001 | Mortgage Banking Unbundling: Structure, Automation, and Profit | Michael J. Jacobides |
| 1996 | Providing Alternatives to Mortgage Foreclosure: A Report to Congress | Charles A Capone, Jr. |
| 1992 | An Introduction to Credit Scoring | Edward M. Lewis |
| | Can’t Pay or Won’t Pay? Unemployment, Negative Equity , and Strategic Default | Kristopher Gerardi |
| | Credit Reporting Knowledge Guide | International Finance Corporation |
| | Debt Service and Default: Calibrating Macroprudential Data Using Micro Data | IMF |